I love Standchart’s Manhattan Card! I practically use this card all the time unless the restaurant / shop is offering discounts on other credit cards! Other than their cash rebates (which is far better than points which expire before I can redeem anything), they often have promotions where you can get a sure win gift if you spend XXXX amount within a time period. So during Christmas where I spend quite a bit on presents and gifts for myself, I received this from Standchart! A Sony NWZ – W262 2G Walkman! I have friends who swear by this during their runs and it is the perfect gym / run buddy! Valued at $99, not that bad a deal, runs will be easier without messy earphone wires and the weight and bulkiness of a phone!